Honda Shine 125 On-Road Price in Mumbai 2026 — ₹87,000 to ₹1.08 Lakh
Quick Summary: Honda Shine 125 on-road price in Mumbai ranges from ₹87,000 to ₹1,08,000 depending on the variant. Mumbai has high RTO charges at 11% of ex-showroom price — one of the costliest in India. This adds ₹7,920-9,900 to your bill compared to just ₹3,000-3,800 in Delhi.
The Honda Shine 125 on-road price in Mumbai starts at ₹87,000 for the base Drum variant and goes up to ₹1,08,000 for the SP 125 top model. Mumbai buyers pay significantly more due to Maharashtra's steep 11% RTO charges on two-wheelers. Despite the higher on-road cost, the Shine 125 remains Mumbai's most practical 125cc choice — its compact dimensions navigate narrow lanes of Dadar and Bandra with ease, while the refined engine handles the constant traffic signals on Western Express Highway without overheating. The 55 KMPL fuel efficiency is a blessing given Mumbai's ₹108+/litre petrol prices. Honda's dense dealer network across Andheri, Thane, Powai, and Navi Mumbai ensures service is always within 5 km reach in any suburb.
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All Variants — On-Road Price in Mumbai
| Variant | Ex-Showroom Mumbai | On-Road Mumbai |
| Drum | ₹72,000 | ₹87,000 |
| Disc | ₹78,000 | ₹94,500 |
| Disc CBS | ₹82,500 | ₹99,000 |
| SP 125 | ₹90,000 | ₹1,08,000 |
* Mumbai on-road prices include RTO (11%), insurance & basic accessories. Prices verified August 2026.
Detailed Price Breakup — Mumbai (Disc CBS)
| Ex-Showroom Price (Mumbai) | ₹82,500 |
| RTO & Registration (11%) | ₹9,075 |
| Insurance (1st Year Comprehensive) | ₹4,200 |
| Accessories & Handling | ₹3,225 |
| Total On-Road Price (Mumbai) | ₹99,000 |
💡 Mumbai RTO Impact: Maharashtra's 11% road tax is among the highest in India for two-wheelers. On the Shine 125 Disc CBS, you pay ₹9,075 in RTO alone — that's almost ₹5,600 more than what Delhi buyers pay. Consider this when comparing prices across cities. Mumbai also charges higher insurance premiums due to congested traffic and higher accident rates.
EMI Calculation — Shine 125 Disc CBS (Mumbai)
₹79,200
₹19,800
10%
₹3,655/mo
₹2,555/mo
Mumbai RTO & Registration Details
Maharashtra Motor Vehicles Department levies 11% road tax on two-wheelers with engine capacity up to 125cc in Mumbai. The registration process takes 5-7 working days. Mumbai has multiple RTO offices based on your residential address:
- Andheri RTO (MH-02) — Western suburbs (Andheri to Dahisar)
- Tardeo RTO (MH-01) — South Mumbai & Central Mumbai
- Thane RTO (MH-04) — Thane, Mulund, Bhandup area
- Navi Mumbai RTO (MH-43) — Vashi, Panvel, Kharghar
Mumbai dealers handle end-to-end RTO processing. You'll need Aadhaar card (Mumbai address), PAN card, passport photos, and Form 20/21. Some dealers charge ₹800-1,200 as handling fee for RTO documentation.
Recommended Accessories for Honda Shine 125
Why Honda Shine 125 Suits Mumbai Traffic
Mumbai's riding conditions are uniquely challenging — waterlogged roads during monsoons (June-September), bumper-to-bumper traffic on the Western and Eastern Express Highways, and narrow gullies in areas like Dadar, Parel, and Bandra. The Shine 125's compact wheelbase and light clutch reduce fatigue in 45-minute traffic crawls that are typical for Mumbai commuters. Its 163mm ground clearance is adequate for waterlogged patches, though not ideal for heavily flooded stretches. The sealed engine design prevents water ingress during monsoon rides — a critical factor in Mumbai where bikes face 3-4 months of continuous rain exposure. For Mumbai's rain riding, we strongly recommend the Disc CBS variant for safer wet-weather braking.
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Honda Shine 125 vs Competition in Mumbai
| Bike | On-Road Mumbai | Mileage |
| Honda Shine 125 (Disc CBS) | ₹99,000 | 55 KMPL |
| Hero Glamour 125 | ₹95,500 | 55 KMPL |
| Bajaj Pulsar 125 | ₹97,000 | 50 KMPL |
| TVS Raider 125 | ₹1,02,000 | 50 KMPL |
In Mumbai, all bikes are expensive due to the high RTO. The Shine 125 still offers the best balance of reliability and running cost. Mumbai riders prioritize low maintenance over sportiness — Honda wins here.
Also read: Honda Shine 125 On-Road Price — All India Guide
Want exact on-road price for your Mumbai suburb? OnRoadCost gives you precise RTO charges, insurance & dealer extras specific to your area.
Check Mumbai Price NowFrequently Asked Questions
What is the on-road price of Honda Shine 125 in Mumbai 2026?
The Honda Shine 125 on-road price in Mumbai 2026 starts at ₹87,000 for the Drum variant and goes up to ₹1,08,000 for the SP 125. Mumbai's 11% RTO makes it one of the costliest cities to buy this bike.
Why is Honda Shine 125 expensive in Mumbai compared to Delhi?
Maharashtra charges 11% road tax on two-wheelers versus Delhi's 4.2%. On the Shine 125, this means ₹7,000-9,000 extra in Mumbai. Insurance is also ₹400-500 higher in Mumbai due to congestion-related claims.
What are the RTO charges for Shine 125 in Mumbai?
Mumbai RTO charges for Honda Shine 125 are 11% of ex-showroom price — approximately ₹7,920 (Drum) to ₹9,900 (SP 125). This is among the highest RTO rates in India for two-wheelers.
Which is the best Honda dealer for Shine 125 in Mumbai?
Trusted Honda dealers in Mumbai include Navnit Honda (Andheri), Planet Honda (Thane), Galaxy Honda (Powai), and Honda Wing (Borivali). Compare 2-3 dealers — some offer free accessories worth ₹2,000-3,000 during monsoon/festive season.
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💡 Mumbai Buying Tip: Buy during Navratri or Diwali for ₹3,000-5,000 in combined discounts and free accessories. Mumbai dealers in Thane and Navi Mumbai sometimes offer lower handling charges than South Mumbai showrooms. Always ask for the "all-inclusive" on-road price in writing before making the down payment. Monsoon season (July-August) is actually a slow period — dealers are more willing to negotiate.
Written by Rajiv Sah
Founder, OnRoadCost & Josh Riders | info@onroadcost.com